One of the concerns that many consumers have is protecting their privacy which is understandable due to the number of shady characters out there. While individuals surf and shop over the Internet this may especially ring true. Fortunately, shopping for auto insurance is an area where they may not need to be concerned; insurers have come to the realization that nobody wants to give out social security or driver’s license numbers in order to compare rates. Therefore, carriers have provided motorists a way to obtain quotes directly on the Internet by providing only basic information.

In addition, comparison websites such as OnlineAutoInsurance.com has taken the issue of privacy one step further with all info provided being sent over safely and secured by VeriSign; one of the most trusted and recognized signs of security on the World Wide Web. This can give visitors peace of mind when they obtain a car insurance quote without personal information since even their basic items needed to calculate rates such as driver and vehicle details will be sent over safely. Shopping and comparing rates can now be done online without the worry that a person’s personal and basic info will fall into the wrong hands.
Shopping for Auto Insurance without Providing Personal Info

Although have the ability to shop and compare quotes without providing personal information such as their driver’s license or social security numbers, they must realize that there are items that may be required in order for companies to rate drivers and calculate premiums; these items will usually include driver’s names, dates of birth, a description of driving history, vehicle year, make and model and garaging address. All of these are factored into the amount that a person will pay for coverage and is needed whether comparing rates online or off.

When deciding to comparison shop without providing personal information individuals must be completely honest when answering certain questions and try to provide as accurate info as possible. Car insurance rates are based heavily on a driver’s record; failure to mention a ticket or an accident will only lead to an inaccurate quote which will later change if the consumer decides to purchase the policy. The same may apply with credit since some states allow insurers to look at a consumer’s credit history for underwriting purposes. According to the Maine Department of Insurance, insurers use a consumer’s credit history as a factor on whether or not to issue a policy or renew it. Keep in mind that each state has different laws, if a motorist feels their credit was used unfairly they should check with their state’s insurance regulator.



http://www.onlineautoinsurance.com/quotes/no-personal-information.htm